The Massachusetts State Capitol

Form 990-PFTax year 2025EIN 04-3443031

Value Mortgage Foundation

A private foundation in Chelmsford, MA. Its return for tax year 2025 lists 6 grants and $67,768 paid in grants.

Tax year 2025 (period ending Dec 31, 2025), read from the IRS e-file on Nov 11, 2026. Returns reach the IRS 5 to 18 months after the year they describe.

How to apply

Preselected only

The return checks the box saying the foundation gives only to preselected organizations and does not accept unsolicited requests. It still lists the details below.

Contact
Narendra Kapadia
11 Eldorado Road
Chelmsford, MA 01824
(508) 397-3115

Assets and giving by year

6 returns on file
Grants paid by tax year. The latest year is in blue.
  • Tax year 2025

    $67,768

    Grants listed
    6
    Assets, end of year
    $5,549,012
  • Tax year 2024

    $95,310

    Grants listed
    9
    Assets, end of year
    $4,518,965
  • Tax year 2023

    $43,621

    Grants listed
    9
    Assets, end of year
    $3,480,915
  • Tax year 2022

    $66,680

    Grants listed
    8
    Assets, end of year
    $2,908,850
  • Tax year 2021

    $85,444

    Grants listed
    3
    Assets, end of year
    $3,256,914
  • Tax year 2020

    $58,561

    Grants listed
    5
    Assets, end of year
    $3,189,627

Grants paid in 2025

6 grants, largest first

As listed on the return.

  1. Akshaya Patra - Hare KrishnaBenglara, IN

    School Food Pantry

    $47,850
  2. Habitat for HumanityAtlanta, GA

    Building for Needy

    $7,500
  3. American Red CrossWashington, DC

    Support to People in Need

    $5,000
  4. Doctors Without BordersNew York, NY

    Medical Assistance

    $5,000
  5. Vision Aid FoundationLexington, MA

    Support to Visually Impaired

    $2,000
  6. Arbor Day FoundationLincoln, NE

    Planting Trees

    $418

Where the money goes

By cause: grants to organizations we matched to the IRS list of exempt organizations, by their category.

  1. Human services1 grant $5,00048% of the total
  2. International aid1 grant $5,00048% of the total
  3. Environment1 grant $4184% of the total

By State

Grants to organizations with a US address, latest year.

  1. Indiana1 grant $47,850
  2. Georgia1 grant $7,500
  3. District of Columbia1 grant $5,000
  4. New York1 grant $5,000
  5. Massachusetts1 grant $2,000
  6. Nebraska1 grant $418

Officers, directors and trustees

1 person as filed

As filed on the return, with average hours per week and pay from the foundation.

  • Narendra KapadiaPresident Hours 10Pay $0

The return

More foundations

Similar foundations

Same main cause (human services), giving between a quarter and four times this foundation’s where possible, nearby first.

  1. The Savings Bank Charitable FoundationWakefield, MA 23 grants Preselected only $67,768 giving
  2. Gertrude & Edward Swartz Charitable TRWellesley, MA 26 grants Preselected only $68,000 giving
  3. RCB Charitable Foundation IncReading, MA 45 grants Accepts applications $67,435 giving
  4. Knowlton Foundation for the Elderly IncGardner, MA 13 grants Preselected only $68,250 giving
  5. Sadhana M & Triveni N Upadhyay Family FoundationConcord, MA 17 grants Preselected only $68,501 giving